👋 Introduction

As we continue advancing toward a fully integrated digital wallet, this release brings critical upgrades designed to enhance security, streamline user interactions, and prepare for future financial tools. We’ve focused on improving Toni’s reliability, strengthening transaction capabilities, and refining bill processing to make managing healthcare expenses even easier.

👀 Overview

In this update, we’ve introduced a fail-safe mechanism for Toni to ensure users are always informed when issues occur, implemented automatic logouts for enhanced security, and refined our topic classification for better handling of price estimation inquiries. Additionally, we’ve made significant progress in our backend payment infrastructure with the introduction of Dwolla and Plaid integrations, paving the way for seamless transaction processing. Our improved bill validation capabilities and ongoing development of the Medical Financial Rhythm (MFR) tool will further empower users in their financial planning journey.

What’s new?

🌟 New Features

First Dollar Backend Implementation: Establishing infrastructure to accelerate early transaction capabilities within the app.
MFR Infrastructure: Building a scalable foundation for the Medical Financial Rhythm—our HSA planner tool.
Dwolla Backend Implementation: Implementing a dedicated system for secure transaction processing.
Dwolla → Plaid Funding Source Flow: Streamlining integrations for secure and efficient funding transfers.

🛠️ Improvements

Complex Bill Reading & Bill Validations: Improved accuracy in reading and validating complex medical bills, ensuring better insights for users.
Auto Log Out for Security: Users are now automatically logged out after one hour of inactivity to enhance data security and privacy.

🐛 Bug Fixes

Toni Falls Down Flow: Ensures that when Toni encounters an issue (due to a timeout or internal error), a user-friendly message is sent to notify the user and encourage them to retry.
Smarter Topic Classification for Price Estimation Questions: Toni suggests alternative actions, such as reviewing eligibility data or contacting the provider directly.